American Express Gold Card
American Express · United States
Key Information
Benefits & Rewards
- 4X points at restaurants worldwide
- 4X points at US supermarkets (up to $25K/year)
- 3X points on flights booked directly with airlines
- $120 Uber Cash annually
- $120 dining credit annually
- No foreign transaction fees
Pros
- + Exceptional dining and grocery rewards
- + Generous welcome bonus
- + Flexible Membership Rewards points
- + Annual dining and Uber credits offset fee
Cons
- - $250 annual fee
- - Not accepted everywhere (Amex network)
- - Requires good credit history
- - High minimum spend for welcome bonus
Application Requirements
- Good to excellent credit score (670+)
- US Social Security Number
- US residential address
- Stable income history
Required Documents
Fees
Frequently Asked Questions
What credit score do I need for the Amex Gold Card?
Most approved applicants have a credit score of 670 or higher, though Amex considers your overall financial profile.
Is the $250 annual fee worth it?
If you spend significantly on dining and groceries, the 4X rewards plus $120 dining credit and $120 Uber Cash can easily offset the fee.
Can I apply without US credit history?
Generally no, but Amex offers a Global Transfer program for existing cardholders from other countries.
Annual Fee
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Disclaimer: This page provides publicly available information only and does not constitute financial advice, credit advice, or application guarantees. Actual application conditions, fees, benefits, and approval results are subject to the official page of the issuing institution.
免责声明：本页面仅提供公开信息整理，不构成金融建议、信用建议或申请承诺。 具体申请条件、费用、权益和审批结果以发行机构官方页面为准。