Back to cardsApply Now
Multi-Currency Account + Debit CardMastercard
Payoneer Account
Payoneer · Global
4.1
RatingKey Information
Annual FeeFree
CurrencyMulti
DifficultyEasy
Local ID RequiredNo
Credit HistoryNot Required
NetworkMastercard
Benefits & Rewards
- Receive payments in USD, EUR, GBP, JPY, AUD, CAD, HKD
- Local receiving accounts in multiple currencies
- Withdraw to local bank
- Request payments from clients
- Marketplace integrations (Amazon, Upwork, Fiverr)
- Working capital advances
Pros
- + Purpose-built for freelancers and businesses
- + Direct integration with major marketplaces
- + Receive like a local in 7+ currencies
- + Available in 190+ countries
Cons
- - Higher fees than Wise for personal transfers
- - Annual card fee ($29.95)
- - Limited use as everyday spending card
- - Customer support can be slow
Application Requirements
- 18+
- Valid government ID
- Available in 190+ countries
- Business or freelance income
Required Documents
Government-issued IDProof of addressBusiness information
Fees
AccountFree
Card$29.95/year
FX FeeUp to 2%
ATM Withdrawal$3.15
Withdrawal to Bank$1.50 (local) / $3 (SWIFT)
Frequently Asked Questions
Is Payoneer good for freelancers?
Yes, Payoneer is designed for freelancers with direct integrations to Upwork, Fiverr, Amazon, and 2000+ marketplaces.
Free
Annual Fee
Recommended for
FreelancersE-commerce sellersRemote workersCross-border businesses
Tags
#global#freelancer#business#multi-currency#marketplace
Last verified2026-05-15
SourceOfficial site
Similar Cards
Multi-Currency Debit Card
Wise Multi-Currency Account
Wise (formerly TransferWise)
4.8
年費
Free
申請難度
Easy
Hold 40+ currencies simultaneouslyMid-market exchange rate
Global·Visa/Mastercard
Details Airport Lounge Membership
Priority Pass Membership
Priority Pass
4.3
年費
$99-$469
申請難度
Easy
Access to 1,500+ airport lounges wo…Complimentary food and drinks
Global·N/A
Details Hotel Loyalty Program
Marriott Bonvoy Membership
Marriott International
4.4
年費
Free to join
申請難度
Easy
Earn points on hotel stays (10 poin…Free WiFi at Marriott properties
Global·N/A
Details Disclaimer: This page provides publicly available information only and does not constitute financial advice, credit advice, or application guarantees. Actual application conditions, fees, benefits, and approval results are subject to the official page of the issuing institution.
免责声明：本页面仅提供公开信息整理，不构成金融建议、信用建议或申请承诺。 具体申请条件、费用、权益和审批结果以发行机构官方页面为准。