As an international student in the US, building credit is essential for your financial future.
The ITIN Route
If you don't have an SSN, you may be able to apply with an Individual Taxpayer Identification Number (ITIN).
Best Cards for International Students
Bank of America Customized Cash Offers student-friendly approval criteria.
Deserve EDU Mastercard Specifically designed for international students, no SSN required.
Secured Cards Capital One and Discover offer secured cards accessible to students.
The Amex Global Transfer Trick
If you have an existing Amex card from your home country, you can use the Global Transfer program to get an Amex card in the US without US credit history.
Tips
- •Open a bank account first
- •Get an SSN or ITIN as soon as eligible
- •Start with one card and build gradually
- •Never carry a balance if possible