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Savings Account + Debit CardVisa
DBS Multiplier Account
DBS Bank · Singapore
4.5
RatingKey Information
Annual FeeFree
CurrencySGD
DifficultyEasy
Local ID RequiredYes
Credit HistoryNot Required
NetworkVisa
Benefits & Rewards
- Up to 4.1% p.a. interest on savings
- Higher rates with more DBS product categories
- No minimum salary credit amount
- Free Visa debit card
- Access to DBS/POSB ATM network
- digibank app for easy management
Pros
- + Industry-leading interest rates
- + No minimum salary requirement
- + Easy to boost rates with DBS products
- + Strong digital banking experience
Cons
- - Need to use multiple DBS services for best rates
- - Interest only on first SGD 100K
- - Rates can change without notice
- - Only available to Singapore residents
Application Requirements
- Singapore citizen, PR, or Employment Pass holder
- Minimum age 18
- Valid Singapore address
- Income credited to DBS account
Required Documents
NRIC or Employment PassProof of Singapore address
Fees
Annual FeeFree
Monthly MaintenanceFree
ATM Withdrawal (local)Free
Fall Below FeeNone
Frequently Asked Questions
Do I need to credit my salary to DBS?
Salary credit is one of the eligible transaction categories but is not mandatory. You can qualify with other categories like card spend, investments, or insurance.
Can foreigners open a DBS Multiplier account?
Yes, Employment Pass holders can open the account, but you need a valid Singapore address.
Free
Annual Fee
Recommended for
Singapore residentsHigh-interest saversDBS ecosystem users
Tags
#singapore#savings#high-interest#digital-bank#free
Last verified2026-05-12
SourceOfficial site
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Details Disclaimer: This page provides publicly available information only and does not constitute financial advice, credit advice, or application guarantees. Actual application conditions, fees, benefits, and approval results are subject to the official page of the issuing institution.
免责声明：本页面仅提供公开信息整理，不构成金融建议、信用建议或申请承诺。 具体申请条件、费用、权益和审批结果以发行机构官方页面为准。