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Credit CardVisa
UOB One Card
UOB · Singapore
4.3
RatingKey Information
Annual FeeS$192.60 (waivable)
CurrencySGD
DifficultyMedium
Local ID RequiredYes
Credit HistoryRequired
NetworkVisa
Benefits & Rewards
- Up to 10% cashback on selected categories
- 3.33% on all other spending (capped)
- No minimum spend for base rebate
- Works with UOB One Account for extra interest
Pros
- + High cashback rate of up to 10%
- + Good synergy with UOB One Account
- + Visa network widely accepted
- + Fee usually waived
Cons
- - Cashback has quarterly caps
- - Best rates require minimum spend tiers
- - Annual fee if not meeting criteria
- - Complex rebate structure
Application Requirements
- Singapore citizen/PR/EP holder
- 21+
- Annual income S$30,000+
Required Documents
NRIC or EPIncome proofAddress proof
Fees
Annual FeeS$192.60 (first year waived)
Foreign Transaction Fee3.25%
Cash AdvanceS$15 + 28% p.a.
Frequently Asked Questions
Can EP holders apply?
Yes, Employment Pass holders with minimum annual income of S$30,000 can apply.
S$192.60 (waivable)
Annual Fee
Recommended for
Singapore residentsUOB customersEveryday spenders
Tags
#singapore#cashback#everyday#uob
Last verified2026-05-12
SourceOfficial site
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Details Disclaimer: This page provides publicly available information only and does not constitute financial advice, credit advice, or application guarantees. Actual application conditions, fees, benefits, and approval results are subject to the official page of the issuing institution.
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