Back to cardsApply Now
Student Credit CardDiscover
Discover it Student Cash Back
Discover · United States
4.5
RatingKey Information
Annual FeeFree
CurrencyUSD
DifficultyEasy
Local ID RequiredYes
Credit HistoryNot Required
NetworkDiscover
Benefits & Rewards
- 5% cashback rotating categories (quarterly)
- 1% on all other purchases
- Cashback Match first year (doubles all cashback)
- $20 Good Grade reward (3.0+ GPA)
- No annual fee
- Free FICO score
Pros
- + No credit history needed
- + Cashback Match effectively gives 10% first year
- + No annual fee ever
- + Good Grade reward incentive
Cons
- - Discover not accepted everywhere internationally
- - 5% categories rotate quarterly
- - Lower credit limits initially
Application Requirements
- US college student
- SSN or ITIN
- No credit history required
- Minimum age 18
Required Documents
SSN or ITINStudent enrollment verification
Fees
Annual FeeFree
Foreign Transaction Fee0%
Late PaymentUp to $41
Frequently Asked Questions
Can international students get this card?
Yes, if you have an SSN or ITIN and are enrolled in a US college.
Free
Annual Fee
Recommended for
College studentsFirst-time cardholdersCredit builders
Tags
#student#no-fee#cashback#credit-builder#us
Last verified2026-05-14
SourceOfficial site
Similar Cards
Credit Card
American Express Gold Card
American Express
4.7
年費
$250
申請難度
Medium
4X points at restaurants worldwide4X points at US supermarkets (up to…
US·Amex
Details Credit Card
Chase Sapphire Preferred
Chase
4.6
年費
$95
申請難度
Medium
5X on travel through Chase Travel3X on dining and streaming
US·Visa
Details Warehouse Club Membership
Costco Gold Star Membership
Costco Wholesale
4.6
年費
$65
申請難度
Easy
Access to Costco warehouses worldwi…Costco Travel deals
US·N/A
Details Disclaimer: This page provides publicly available information only and does not constitute financial advice, credit advice, or application guarantees. Actual application conditions, fees, benefits, and approval results are subject to the official page of the issuing institution.
免责声明：本页面仅提供公开信息整理，不构成金融建议、信用建议或申请承诺。 具体申请条件、费用、权益和审批结果以发行机构官方页面为准。